USian with employer sponsored insurance. Our short term disability insurance kicks in after 14 days, so it makes sense for the employer themselves to stop paying after that point.
Having said that, insurance kicks in after 14 days of a specific disability; not 14 days in a year. If you get sick for multiple shorter periods throughout the year, you could still fall into a gap.
Health insurance here covers up to 78 weeks within 3 years per illness. Only (up to) 70% of your salary though (at most 128€/day right now). Afterwards unemployment insurance takes over and it gets more complicated than I want to research for a comment.
USian with employer sponsored insurance. Our short term disability insurance kicks in after 14 days, so it makes sense for the employer themselves to stop paying after that point.
Having said that, insurance kicks in after 14 days of a specific disability; not 14 days in a year. If you get sick for multiple shorter periods throughout the year, you could still fall into a gap.
Health insurance here covers up to 78 weeks within 3 years per illness. Only (up to) 70% of your salary though (at most 128€/day right now). Afterwards unemployment insurance takes over and it gets more complicated than I want to research for a comment.