I didn’t watch, but the video is about The Villages retirement community in Florida. It’s a peculiar place, I’ve been there once before. No sidewalks, lots of golf carts and roundabouts. And also not to undersell the golf carts aspect, people will get carts that are full on small EV transport with air conditioning:

Or just tricked out

Why golf carts? If I recall correctly (did not verify, so take with a grain of salt) that Florida law is pretty lax on drivers license requirements for golf carts within certain circumstances (over 18, speed limits at 20mph or under, public vs private roads, etc). Which I assume is a nice loophole for retirees avoid those pesky drivers exams in their dotage.

I’m not sure where the lie comes in here, Trump is a liar, but the stuff he’s doing with “deportations” is very much on brand and what he blithered on about in his campaign.

They need to take a lesson from Trump, fire the person giving you real but alarming data and replace them with someone who’ll give you positive data you choose to believe is real.

I think I already have this curse.

I guess playdoh is technically non-toxic.

“Epstein is nobody. The files don’t exist. Obama put my name in the files. How do we even know how old those girls were?”

Everything is a victory when you live in your own reality.

And he was absolutely shocked to find that Obama put his name in the files. The files that don’t exist. Hey look, coke has real sugar!

wants to know if you’d spend 20% more for an American-made PC

Would I spend more if I could buy a product that paid people fairly, was ethically sourced, etc? Probably.

Would I spend any amount on a product that benefits Palmer Luckey? No.

🤔 reads more like /c/aneurysmposting@sopuli.xyz

Yes, yes it is fake but it still captures the zeitgeist of working in a corporate environment.

About 26 miles from the hospital I was born in, or 35 miles from my family’s home at the time. I haven’t gone far, but each move has a been a little bit further.

Who knows, by the time I die maybe I’ll live outside the local metro area!

Or attract people who probably shouldn’t be teaching.

Myself, my wife, her parents, and my parents all use it, though honestly the latter are there for grandkid pictures and I’m confident 100% of their conversations with anyone else are sms/facebook/etc.

You could call it senility but it’s also completely in character: lie, make shit up, and take no responsibility for anything, including and especially things he’s directly done.

I’ve used cursor quite a bit recently in large part because it’s an organization wide push at my employer, so I’ve taken the opportunity to experiment.

My best analogy is that it’s like micro managing a hyper productive junior developer that somehow already “knows” how to do stuff in most languages and frameworks, but also completely lacks common sense, a concept of good practices, or a big picture view of what’s being accomplished. Which means a ton of course correction. I even had it spit out code attempting to hardcode credentials.

I can accomplish some things “faster” with it, but mostly in comparison to my professional reality: I rarely have the contiguous chunks of time I’d need to dedicate to properly ingest and do something entirely new to me. I save a significant amount of the onboarding, but lose a bunch of time navigating to a reasonable solution. Critically that navigation is more “interrupt” tolerant, and I get a lot of interrupts.

That said, this year’s crop of interns at work seem to be thin wrappers on top of LLMs and I worry about the future of critical thinking for society at large.

To challenge you slightly: what are your tax reasons for focusing on dividends? People commonly misunderstand the comparative tax implications of dividend vs total return investing. In most cases focusing on dividends is suboptimal both in terms of return and diversification.

Zooming out, there’s key pieces missing here: what are your goals with your investing? What is your current financial situation?

My blanket advice for generic scenarios would be:

• If your taxable brokerage position isn’t large, consider building an emergency fund of 6-12 months
• Pick a simple, diversified, and easy to automate investment allocation (eg. a three fund portfolio)
• Outline your goals, investments are a means and not an end unto themselves
• Sketch out a rough path from today to your goal so you’re not navigating blindly

A mega backdoor Roth involves putting money into an “after tax” (not Roth) 401k account and then rolling it over into Roth either within the 401k plan or to an external Roth IRA. It can mean an extra $25k+ in Roth on top of what you’re already contributing to the 401k. Most plans do not offer the features necessary to do this.

Assuming tax policy stays the same, you’d probably lean traditional if you expect your income to be lower in retirement but you’d also want to consider tax diversification. Another aspect is that Roth IRAs will allow you to take contributions back out tax and penalty free before retirement which can be useful if you planned on retiring early.

+5 points if you realize it mid way through by the look on your audience’s faces.