I would like an ad-blocker that blocks the “Please enable ads pop-ups”

My BIL still gives his weight in “stone”. As in, “I’m 12 stone, 7 lbs and 3 ounces”.

I joke with him that only makes sense to people who are comfortable with Pounds, Shillings and Pence, too.

Shoot both. The JPEG’s take up negligible space and are good if you need something “at the moment” for a purpose or to share. You can also compare your finished product to what the camera would have done by itself.

I’m guessing that the “cheese” component wasn’t actually what anyone outside of the USA would call cheese.

How about we charge them $62B to keep NORAD running?

This has to be more than just an ultramarathon, because 17 hours for a winner is a long time. A normal marathon is 42km, and takes 3 or so hours for a winner.

Given that this was in Snowdonia, it looks like it was some kind of grueling trail race up a mountain.

I don’t think so. The mail is delivered to the Proton mail server via unencrypted SMTP and then sent on to the client encrypted. The secure layer is between the client and the server. It might also be stored on the server encrypted.

Email is unsecure as hell in any event, but I think the idea is that once it’s delivered, it’s secured.

Isn’t Proton supposed to be end to end encryption between crient and server? And wouldn’t that rule out IMAP?

Not saddest, just worst.

Exactly, manage the outcomes, not the people.

A f***king pencil!

And don’t forget, this is pretty sensitive stuff. So you have to make sure that it’s a well built website or it’s going to be a disaster. It’s not just a page, it has to have some kind of content system behind it that non-programming staff can interact with and keep up to date.

Officially? I thought that they were going on a vote by vote basis. In that case, given that the CPC will always vote against the government, when something comes up that both the Bloc and the NDP are against it becomes a race to say who will vote against it first. This forces the other party to vote for something they dislike, or suffer an election (at least for confidence motions).

So, would a longer time to a leadership vote mean that the NDP would have to shore up the Liberal minority to prevent an election until after they pick a new leader?

To explain for those not in Canada… It is usual in Canada for a job to start with a low level of PTO an then add a week every few years that you stay with the company. This usually is capped at 6 weeks.

You can, of course negotiate an amount of PTO when you accept a job. Someone coming into a more senior position wouldn’t expect to start with just two weeks of PTO.

I just assumed it was a reference to Klaus Barbie. https://en.wikipedia.org/wiki/Klaus_Barbie?wprov=sfla1

Yikes! My mistake, $60K/yr, not $100K/yr. Basically, what it would cost you to buy an annuity at that age.

Fixed my earlier comment.

For sure, assuming that the annual amount isn’t indexed to inflation. But the question is just simple math if it isn’t. See my longer answer.

Indexed, $100K/yr wins hands down if you’re young.

Or you could invest the $100K a year. You have to compare apples to apples.

My father, who worked in Group Insurance for 35 years, had the best rule of thumb for retirement planning…

He said that $1M at age 65 is worth $60K a year, indexed to inflation, for life.

So, work from there. The original question didn’t mention indexing, so you’ll have to figure that in. $100K in 50 years will probably be below the poverty line. Also, if not indexed, then the question is almost a simple question of math. The $100K is 5% of $2M, so if you can get a better return than that then the lump sum is better…QED.

If you are younger than 65 then the amount you can draw each year will be lower because you’ll need to stretch it out longer.

Let’s assume that the amount is indexed to inflation, because that makes the most sense (to me, at least). If you were, say, 30 years old, then the annual amount from the capitol might be as low as $20K in order to last your whole life. In that case you be better off with the annual amount.

If you are older, then it becomes more and more advantageous to take the lump sum, and the two amounts are probably equivalent at around age 60.

Finally, there’s risk. With a lump sum you are at the mercy of the markets and your investment decisions. With the annual amount, the risk is involved with the entity issuing that payout. If it’s a government entity, depending on the country, it might be way safer than some private company.

[Edit: Really bad error fixed. $1M at 65 is worth $60K/yr, not $100K/yr]