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Joined 1 month ago
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Cake day: June 13th, 2025

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  • We bought ours in 2022 at a 4.15% rate with only 5% down and since I dealt with a local lender, got a conventional loan with no PMI. Thank God. The PMI was my biggest worry, but we were very fortunate.

    Also found a house for under $300k, but it was built in 1952 and we’re a little in the boonies. We have a Walmart nearby and some fast food, but that’s it. We both work 20 miles away in the much larger town. And then we’re about an hour or so (depending on traffic) from a major city. So we had to make some concessions in order to even get a house. Though I love being in a small quiet neighborhood and being able to live away from the bustle of a larger town, but it does have drawbacks.



  • You might as well cross off Home Depot too. I ordered something from them online cause it was cheaper online than in store and for some strange reason they don’t honor their online prices in store but ship you that item from that store. I digress. Anyway, I ordered a power tool and they doordashed it out to my house. I was so fucking confused by it. Thankfully I received my item, but we’ve had issues with doordash before.