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Joined 5 年前
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Cake day: 2020年7月18日

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  • To a degree, paying off loans in full actually reduces your credit score. Credit score is purely a score of how juicy you are to lendors. Lendors don’t like people who pay off loans in full because that means you’re not paying them anymore.

    To increase your credit score, take on more debt that you can pay off and pay it dutifully every month.

    (This is not financial advice)














  • Political change in the bourgeois system comes from the bourgeois response to the sentiment of the people. But the sentiment of the people is by and large dictated by the bourgeoisie. To successfully win reforms is to break this link and energize the people. But if you’ve energized the people enough to scare the bourgeoisie into reform, what do you need the reforms for? They exist only to placate.



  • It used to be when you searched for something, it was information first, products second. If you searched bicycle, it would give you the Wikipedia page for bicycle, and then pages related to bicycles, some of which would be retailers. Now it’s the other way around, if the informational pages even show up at all.

    Forget all the AI bullshit, this is my biggest gripe with search engines today. This is why people use ChatGPT - for all its faults - to search shit that Google used to answer. ChatGPT will confidently lie to you, but it least it gives you an answer instead of trying to sell something to you.